RecargaPay: Pix Cartão e Conta

RecargaPay is a digital wallet regulated by the Central Bank for making Pix payments with credit cards, paying bills, and investing in CDBs. It offers a free digital account, a credit card with no annual fee and up to 2% cashback, personal and CLT payroll loans, all within the app used by over 13 million Brazilians to manage their personal finances.

PIX WITH CREDIT CARD ◉ Make Pix payments with any credit card, starting at 2.99% per month. ◉ Split Pix payments into up to 18 installments (Pix installments on your card). ◉ Pix payments without account balance: the amount is credited and arrives instantly for the recipient. ◉ Free Pix app with QR Code for sending and receiving payments. ◉ Unlimited and free traditional Pix payments, 24/7.

DIGITAL ACCOUNT AND DIGITAL WALLET ◉ Free digital account, no monthly fees, and no maintenance fees.

◉ Digital wallet and digital bank in the same app: Pix, accounts, top-ups, cards, and investments. ◉ Balance earns 120% of the CDI automatically up to one thousand reais, every business day. ◉ Digital account for MEI and PJ, with 100% digital opening.

CREDIT CARD WITHOUT ANNUAL FEE ◉ Card with up to 2% cashback on all purchases. ◉ Card for those with negative credit history, Guaranteed Limit model with a limit starting from R$ 10. ◉ Credit card for CLT, self-employed, and MEI. ◉ Platinum: up to R$ 10,000 pre-approved. Black: up to R$ 30,000. Titan: card with 2% cashback on all purchases.

PERSONAL AND CONSIGNED LOANS FOR CLT EMPLOYEES ◉ Online personal loan, 100% digital, with money in the account after approval.